The Art of Investing

As you grow into adulthood, you’ll be pulled in many directions—by your ambitions, friends, society, and the markets. Money won’t be the most important thing in your life, but how you handle it will shape your freedom, your opportunities, and even your happiness. I’ve spent my life allocating assets for families, institutions, and myself. What follows is a letter—really, a roadmap—of what I’ve learned. Consider it my attempt to pass you a compass for your financial journey. 1

Unlike public companies, private businesses don’t file 10-Ks, 10-Qs, or investor decks —so a solid financial analysis requires more digging, forensic thinking, and structured modeling. Whether you’re an investor, acquirer, lender, or internal operator, this guide walks through a professional-grade, step-by-step framework  for analyzing a privately held business. 1. Start With Core Financial Statements For a meaningful analysis, collect at least three full fiscal years  of: In

If you’ve ever driven past a vacant house in West Virginia and wondered, “Could I buy that for a fraction of retail?”, you’re in the right place. WV’s delinquent-tax system creates a pipeline of tax lien  opportunities that can lead to a deed— if  you follow the statute to the letter. Below is a practical, investor-oriented guide built around the current rules, timelines, and gotchas. The 10,000-Foot View WV is a tax-lien state.  You don’t buy the property at first—you buy th

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Investing in law enforcement agencies, such as the West Virginia Police, is crucial for maintaining community safety and upholding the...

It has been a year and a half since my last blog post. I finally feel as if I can get my head above water from the distractions, stress...