A Letter to My Children: Financial Wisdom From a Lifetime of Investing
As you grow into adulthood, you’ll be pulled in many directions—by your ambitions, friends, society, and the markets. Money won’t be the most important thing in your life, but how you handle it will shape your freedom, your opportunities, and even your happiness. I’ve spent my life allocating assets for families, institutions, and myself. What follows is a letter—really, a roadmap—of what I’ve learned. Consider it my attempt to pass you a compass for your financial journey. 1


West Virginia Property Tax Sales: How They Work (and How Investors Buy for Pennies on the Dollar)
If you’ve ever driven past a vacant house in West Virginia and wondered, “Could I buy that for a fraction of retail?”, you’re in the right place. WV’s delinquent-tax system creates a pipeline of tax lien opportunities that can lead to a deed— if you follow the statute to the letter. Below is a practical, investor-oriented guide built around the current rules, timelines, and gotchas. The 10,000-Foot View WV is a tax-lien state. You don’t buy the property at first—you buy th


Why Dave Ramsey’s Approach to Investing and Debt Falls Short in a Fractional Reserve Economy
Debt Free in a Fractional Banking World Dave Ramsey has built a loyal following through his clear, values-driven approach to personal...


Concentrated Investments that Win
Concentrated Investment Approach Builds Wealth A concentrated investment strategy means placing larger bets on fewer assets, often five...


Accounting For The Down Side
It has been a year and a half since my last blog post. I finally feel as if I can get my head above water from the distractions, stress...


