The Art of Investing

Accounting for construction contractors is fundamentally different from accounting used in traditional businesses. Unlike retail, hospitality, or professional services—industries with predictable revenue cycles and straightforward cost structures—construction companies operate within a complex financial environment shaped by long-term contracts, variable costs, multi-location job sites, retainage, specialized billing methods, and strict reporting requirements. Because of thes

The construction industry is unique in its complexity. Unlike traditional retail, professional services, or manufacturing, construction contractors operate in an environment defined by fluctuating materials costs, subcontractor relationships, weather delays, retainage pressures, strict bonding requirements, and margin volatility that can change project by project. These factors create financial challenges that most small and mid-sized construction companies are not equipped t

As you grow into adulthood, you’ll be pulled in many directions—by your ambitions, friends, society, and the markets. Money won’t be the most important thing in your life, but how you handle it will shape your freedom, your opportunities, and even your happiness. I’ve spent my life allocating assets for families, institutions, and myself. What follows is a letter—really, a roadmap—of what I’ve learned. Consider it my attempt to pass you a compass for your financial journey. 1

Unlike public companies, private businesses don’t file 10-Ks, 10-Qs, or investor decks —so a solid financial analysis requires more digging, forensic thinking, and structured modeling. Whether you’re an investor, acquirer, lender, or internal operator, this guide walks through a professional-grade, step-by-step framework  for analyzing a privately held business. 1. Start With Core Financial Statements For a meaningful analysis, collect at least three full fiscal years  of: In

AI won’t skip the Mountain State. Over the next one to five years, West Virginia will feel AI’s impact through data-center buildouts , workforce shifts , state and local adoption , education pivots , and broadband policy choices . Here’s a practical, investor- and operator-focused outlook with concrete moves you can make now. 1) Data centers and energy: the new industrial policy What’s happening: State leaders are actively recruiting data centers—an AI infrastructure segment

If you’ve ever driven past a vacant house in West Virginia and wondered, “Could I buy that for a fraction of retail?”, you’re in the right place. WV’s delinquent-tax system creates a pipeline of tax lien  opportunities that can lead to a deed— if  you follow the statute to the letter. Below is a practical, investor-oriented guide built around the current rules, timelines, and gotchas. The 10,000-Foot View WV is a tax-lien state.  You don’t buy the property at first—you buy th

Debt Free in a Fractional Banking World Dave Ramsey has built a loyal following through his clear, values-driven approach to personal...

Investing in law enforcement agencies, such as the West Virginia Police, is crucial for maintaining community safety and upholding the...

In the world of finance, Bitcoin has made waves as a unique and compelling alternative investment. Since its inception in 2009 by an...

Zane Bodnar explores 5 simple ways to not be an offender.