The Art of Investing

Hiring is often viewed as an HR or operational task, but the Chief Financial Officer (CFO) plays a central and strategic role in shaping the workforce of a successful business. In any organization—particularly those in construction, manufacturing, or service-based industries—the CFO must ensure that hiring decisions align with financial objectives, improve long-term profitability, and support sustainable growth. The CFO’s involvement goes beyond simply approving salaries. The

The year-end close for a construction company is more complex than for most other industries. Unlike standard businesses that record revenue at the point of sale, construction firms must navigate percentage-of-completion accounting, retainage, job costing, subcontractor compliance, multi-state tax exposure, bonding and WIP reporting, and equipment-heavy operations. Because of these unique challenges, closing the books in the construction industry requires a disciplined, multi

The year-end accounting close is one of the most important financial events for any business—especially for companies operating in industries with complex revenue cycles, subcontractor relationships, job costing, or seasonal fluctuations. A clean and accurate year-end close ensures tax returns can be filed correctly, lenders and bonding companies receive reliable financial statements, and owners have clear data for planning the upcoming year. This post provides a detailed, st

The start of a new year is a pivotal moment for any construction company. It marks the transition into a new cycle of bidding, planning, staffing, and financial management, and it sets the tone for profitability and stability over the next twelve months. For a construction company, the Chief Financial Officer (CFO) plays a critical role during this period. The CFO’s decisions in the first few weeks of the year can determine whether the company experiences steady growth, chaot

In the construction industry, the relationship between the CEO and CFO is one of the most important partnerships inside the company. Unlike many other industries where financial management and operational leadership can function in separate silos, construction requires the CEO and CFO to operate in constant alignment. Their decisions influence cash flow, bidding strategy, bonding capacity, project execution, workforce management, equipment planning, and long-term profitabilit

Small businesses today face financial challenges that are far more complex than simply tracking revenue and expenses. Cash flow cycles fluctuate, tax obligations shift, margins tighten, financing needs evolve, and owners often find themselves overwhelmed by financial decisions they were never trained to make. As businesses grow, the need for professional financial leadership increases—but hiring a full-time Chief Financial Officer (CFO) is costly and often unnecessary for com

Accounting for construction contractors is fundamentally different from accounting used in traditional businesses. Unlike retail, hospitality, or professional services—industries with predictable revenue cycles and straightforward cost structures—construction companies operate within a complex financial environment shaped by long-term contracts, variable costs, multi-location job sites, retainage, specialized billing methods, and strict reporting requirements. Because of thes

The construction industry is unique in its complexity. Unlike traditional retail, professional services, or manufacturing, construction contractors operate in an environment defined by fluctuating materials costs, subcontractor relationships, weather delays, retainage pressures, strict bonding requirements, and margin volatility that can change project by project. These factors create financial challenges that most small and mid-sized construction companies are not equipped t